Introduction:

Of all the taxes, this is the one that seems so unfair. Your personal wealth has been accrued from TAXED money... and then it suffered more TAX on any gains made by your investments. So, having to give HMRC ANOTHER 40% is seemingly very unfair. Imagine if you paid 40% on your income, then suffered a further 18% on gains made - and added a final 40% to the end result. That doesn't leave much does it?

Bespoke Planning:

Every client situation is unique - an Estate can be made up of a large number of different classes of asset, including pensions. This is why our IHT planning is bespoke for every individual. The following are some examples of where our IHT planning can be beneficial:

• We can create a business investment wrapper for your cash (£1m) - which is then free from IHT using Business Property Relief (BPR).
• Using a contract based Annuity we can remove investments and assets from your estate - while retaining investment control.
• If your estate includes an investment company, we can use a special corporate Trust to remove its value from your estate.
• We can even plan to create debts against your estate - so that the final calculation results in a near zero estate value and no IHT.

What Next?

As every client situation is unique, we ask that you contact us so we can assess your position and determine if there is an appropriate solution for you.